🔧 How This Calculator Works

This Compound Interest Calculator helps you forecast the growth of your investments over time by applying the power of compounding. It uses standard financial formulas to project your investment value based on:

🧮 Initial Investment

The starting amount you’re putting into an account or asset.

➕ Regular Contributions

The monthly or yearly additional deposits you make into the investment.

📈 Interest Rate

The annual return percentage expected on your investment.

🕒 Time Horizon

How long (in years) your money will be invested.

🔁 Compounding Frequency

How often your interest is added to the principal — monthly, quarterly, annually, etc.

By factoring all of these, the calculator shows your:

• Future Investment Value

• Total Contributions

• Interest Earned

This gives you a clear picture of how much your money can grow with consistent investing and time.

👤 Who This Is For

This tool is perfect for:

• 💼 Entrepreneurs estimating long-term savings or capital reserves

• 📊 Investors visualizing returns on portfolios

• 🧠 Financial educators teaching compound interest

• 📚 Students learning how time and discipline multiply wealth

• 🧘 Individuals planning for retirement, education, or large purchases

⚠️ Disclaimer

This tool is for informational and educational purposes only. All projections are estimates based on the numbers you provide and do not constitute financial advice. Always consult with a financial advisor before making investment decisions.