🔧 How This Calculator Works

💡 What Is Net Worth?

Your net worth is a simple formula:
Assets – Liabilities = Net Worth

It’s the best snapshot of your financial health—showing whether you’re building wealth or falling behind.
This calculator makes it effortless to figure out where you stand.

🧾 Assets

These are things you own that add to your financial value.
This calculator allows you to enter total assets, which can include:

• 🏦 Cash & Savings – Checking, savings, and cash

• 📈 Investments – Stocks, retirement accounts, crypto

• 🏡 Property – Homes, land, and valuable belongings

• 🚗 Vehicles – Cars, boats, motorcycles

• 🧠 Other Assets – Business ownership, royalties, digital assets

You can enter a single total or itemize them separately if you’re keeping track elsewhere.

💸 Liabilities

These are what you owe—debts that subtract from your financial value.
This calculator lets you enter your total liabilities, including:

• 🏡 Mortgage or Rent Debt

• 💳 Credit Cards

• 🎓 Student Loans

• 🚗 Auto Loans

• 📃 Personal Loans or Medical Debt

By subtracting these from your assets, you get your true net worth.

📊 What You’ll See

After entering your numbers, the calculator shows:

• Your Net Worth – A positive or negative value

• 💬 A quick note if your liabilities exceed your assets

• 🔵 An optional pie chart of assets vs. liabilities (if enabled in your styling)

• 🧠 Clear, motivational feedback

📱 Why This Is Useful

This calculator is ideal for:

• 📈 Budgeting and personal finance planning

• 💼 Preparing for a loan, mortgage, or investment

• 🔁 Tracking progress over time

• 🧘 Gaining peace of mind by knowing your numbers

Whether you’re just starting out or managing a growing portfolio, this tool gives you the clarity to move forward with confidence.